Funeral Service Insurance Program

Taking care of the needs of a family following the death of a loved one is a huge responsibility. Taking care of your own professional business needs deserves much the same attention.

Our comprehensive commercial insurance program is designed in conjunction with the Ontario Funeral Service Association to meet the unique needs of the funeral profession. And, the Lackner McLennan Commitment ensures outstanding value.

Coverage includes:

Property

• “All-risk” coverage for your building, equipment and stock usual to your business operation.


• Loss of Business Income on an Actual Loss Sustained basis.


• Property of others held in your care, custody and control.


• Legal liability for the personal effects of the deceased.


• Computer equipment including software and media.


• Damage as a result of temperature changes associated with damage to heating or cooling systems.


• Property while in transit.

Boiler and Machinery

Equipment breakdown for mechanical, electrical and or pressure vessels due to electrical arcing, mechanical breakdown, rupture or cracking.

Crime

Broad Form Money and Securities kept on your premises, or as you are taking it to deposit

Liability

Commercial General Liability Form including broad extensions Professional Liability you assume as a mortician, funeral director or embalmer Liability assumed by you in the course of advertising your business in periodicals, brochures, radio or TV.

Automobile

Our Automobile Rates are competitive for all your auto needs: Funeral Coaches, Lead Cars and Service Vehicles, including vehicles for bereaved families.

Contact Cynthia Roth directly for your no obligation consultation